What Insurance Companies Do Not Want You to Know: Insurance Adjusters Deny Claims to Win Prizes

The American Association for Justice (AAJ) has exposed some of the most underhanded ways insurance companies attempt to make money at the expense of victims in a publication called Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse.  According to the AAJ, insurance companies have trillions of dollars in assets, pay their CEOs more than in any other industry, enjoy average profits of over $30 billion a year, deny valid claims to boost their bottom ...

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NC Dental Board Investigates Second Suspected Sedative Death in NC This Year

The use and popularity of sedation dentistry has been growing in North Carolina.  The News and Observer reports that 615 dentists are permitted to offer sedation in the state.  But is it safe?

For the second time this year, the N.C. Dental Board of Examiners is investigating a death that may be linked to a dentist’s use of sedation drugs.  The state’s dental authority suspects that Zachary Harrison of Williamston fatally oversedated a patient, which prompted the ...

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Should I Sign the Medical Authorization for Release Forms From the Insurance Adjuster?

After you make an insurance claim, whether you were involved in an auto accident, truck accident, motorcycle accident, or other accident that results in injury, an insurance adjuster will be assigned to your case.  Their job is to investigate the claim, determine whether you should be paid for your injuries, and negotiate a settlement with you.  It is crucial to remember that the insurance adjuster’s primary role is to save the insurance ...

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Should I Give a Recorded Statement to the Insurance Company?

Giving a Statement to an Insurance Adjuster

Perhaps you have received a friendly call from a claims adjuster requesting a recorded statement regarding how the accident occurred and the type of injuries sustained.  Often, the adjuster will make it seem that such a statement is standard procedure and is required.  This is false.  Other times, the adjuster tells you that they cannot process your claim without the statement.  This is also false.    

In general, you should never ...

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Thirteen-Year-Old NC Medical Malpractice Victim Gets Supreme Court Victory for Future Malpractice Victims

A thirteen-year-old North Carolina girl who was rendered deaf, blind, and mentally disabled as a result of a mishandled Caesarian section, was the center of a landmark Supreme Court decision.  In a 6-3 ruling that affects several states, the Supreme Court ruled that North Carolina’s law allowing the state to take one-third of injury victims’ judgment or settlement to pay for state-funded medical expenses, directly conflicted with the federal Medicaid statute and therefore, “must give way.”

The ...

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Fayetteville Doctor Ordered to Pay $6 Million for Medical Malpractice

The Fayetteville Observer reports that a Fayetteville doctor was ordered to pay $6 million in a medical malpractice lawsuit.  The doctor left a surgical sponge in the patient’s abdomen after a surgery to remove cancerous tissue in her rectum and colon.  The 18-by-18 inch sponge caused infections and illnesses that prevented the patient from receiving chemotherapy and radiation treatment for her cancer, which ultimately led to the patient’s death.  The sponge was not discovered until 10 weeks after ...

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Most Personal Injury Awards Are Not Taxable

Our North Carolina personal injury attorney explains that most personal injury proceeds are not counted as gross income for federal income tax purposes.  Therefore, compensatory damages received for pain and suffering and medical expenses as a result of a personal injury of sickness is not taxable regardless of whether the award is from a settlement or verdict.  Any compensation received for lost wages, however, may be subject to taxation.  Additionally, punitive damage awards are taxable and ...

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