Injury Claim Calculators and Formulas to Determine an Accident Settlement

Contrary to popular belief, there is no such thing as a settlement formula.  There is no magic equation such as “medical expenses times X.”  We have heard on numerous occasions where accident victims were improperly advised by counsel that such a formula exists.  Properly evaluating motor vehicle accidents and other personal injury cases is challenging.  Our civil tort system requires juries to place a value on injury cases, but the dollar amount for any specific injury is hard to quantify ...

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How to Determine What Your Claim Is Worth

How much a claim is worth will depend upon the specific facts of the case and will be different for each client.  Having a skilled personal injury attorney review the case and negotiate on your behalf in order to present your case in the most favorable way, can greatly enhance your settlement offers and the value of your claim.

How are Personal Injury Claims Valued?

How much your claim will be valued at depends on several factors, including ...

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Should I Use My Health Insurance for Medical Bills If the Accident Wasn’t My Fault?

Naturally, you would expect the at-fault party’s insurance company to promptly pay your medical expenses, but this is usually not the case.  First, insurance companies do not pay the medical bills while treatment is ongoing, which can lead to bad credit from the bills being sent to collections.  If they agree to pay for your medical bills, payment will not be made until your doctors appointments, surgeries, chiropractic treatment, physical therapy, or other treatment is complete.  Second, after you have completed your ...

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What to Do When the Insurance Company Won’t Return Your Calls

Delay is a Common Insurance Tactic

Once your claim is filed,  you will usually be assigned an insurance adjuster who is responsible for all of the preliminary matters.  Sometimes the insurance company will contact you immediately because they want to get fact-specific statements from you about how the accident occurred (in hopes they can find some way to deny the claim), and then they may tell you that they will send someone out to inspect your vehicle, but they ...

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What Insurance Companies Do Not Want You to Know: Insurance Adjusters Deny Claims to Win Prizes

The American Association for Justice (AAJ) has exposed some of the most underhanded ways insurance companies attempt to make money at the expense of victims in a publication called Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse.  According to the AAJ, insurance companies have trillions of dollars in assets, pay their CEOs more than in any other industry, enjoy average profits of over $30 billion a year, deny valid claims to boost their bottom ...

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Should I Sign the Medical Authorization for Release Forms From the Insurance Adjuster?

After you make an insurance claim, whether you were involved in an auto accident, truck accident, motorcycle accident, or other accident that results in injury, an insurance adjuster will be assigned to your case.  Their job is to investigate the claim, determine whether you should be paid for your injuries, and negotiate a settlement with you.  It is crucial to remember that the insurance adjuster’s primary role is to save the insurance ...

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Should I Give a Recorded Statement to the Insurance Company?

Giving a Statement to an Insurance Adjuster

Perhaps you have received a friendly call from a claims adjuster requesting a recorded statement regarding how the accident occurred and the type of injuries sustained.  Often, the adjuster will make it seem that such a statement is standard procedure and is required.  This is false.  Other times, the adjuster tells you that they cannot process your claim without the statement.  This is also false.    

In general, you should never ...

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How Long Will a Personal Injury Claim Take?

NC Personal Injury Lawyer Discusses
How Long Personal Injury Cases Take

The length of a personal injury case depends on several factors, and will be different for each case.  The best way to answer the question is to describe the events that must occur before the claim can be resolved.

There are several stages of a personal injury claim leading to the conclusion of the case.  The first stage depends on ...

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Most Personal Injury Awards Are Not Taxable

Our North Carolina personal injury attorney explains that most personal injury proceeds are not counted as gross income for federal income tax purposes.  Therefore, compensatory damages received for pain and suffering and medical expenses as a result of a personal injury of sickness is not taxable regardless of whether the award is from a settlement or verdict.  Any compensation received for lost wages, however, may be subject to taxation.  Additionally, punitive damage awards are taxable and ...

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